OUR TEAM
| PHOTO | TEAM MEMBER | CONTACT | ONLINE | NMLS/CA DRE |
|---|---|---|---|---|
![]() | Roland Dow Sr. Loan Consultant/Reverse Mortgage Specialist | (408) 688-0525 Fax: (408) 558-4436 rolandd@cedarmortgage.com | N/A | 310757/00444978 |
![]() | Felix Enow Mortgage Planner | (408) 930-4336 Fax: (408) 558-4461 felixsona@yahoo.com | N/A | 324414/01133027 |
![]() | Hamid Saray Sr. Mortgage Planner | (408) 422-4279 Fax: (408) 228-6042 hamids@cedarmortgage.com | 297688/01357732 | |
![]() | Tim Zemaitis Sr. Loan Consultant | (408) 896-4019 Fax: (408) 558-4445 timz@cedarmortgage.com | N/A | 251653/01162329 |
| Marge Nogosek Broker Owner | (408) 656-9265 margen@cedarmortgage.com | N/A | 14153/00668882 | |
| John ‘Jack’ A Nogosek Loan Officer | 408-529-5482 carolw@cedarmortgage.com | N/A | 150052/01137420 |
OUR DEDICATED STAFF
| STAFF | TITLE | PHONE NUMBER | FAX | |
|---|---|---|---|---|
| Trish Alexander | Accounting | (408) 879-9011 x 147 | (408) 558-4447 | trisha@cedarmortgage.com |
OUR EXTENDED TEAM
Tri-Valley Lending in Ripon, California serves the Central Valley. They specialize in USDA and other rural development loans with up to 100% financing and FHA loans (up to 97.75% of value) as well as additional residential and commercial loan programs. If you have interest in contacting them directly, please visit the Tri-Valley Lending website at your convenience.



